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On ramp Meaning

The service or infrastructure that allows users to convert fiat currency (cash) into cryptocurrency. It is the entry point into the digital asset economy.

Common on ramps include exchanges like Coinbase, Bitcoin ATMs, and payment processors like MoonPay or Simplex that allow crypto purchases via credit card. The friction of the on ramp experience is a major determinant of adoption.

If it is difficult, slow, or expensive to buy Bitcoin, new users will turn away. Fintech companies strive to make on-ramping as seamless as a typical e-commerce checkout.

Like off ramps, on ramps are the primary checkpoints for KYC/AML compliance. To use a regulated on ramp, users typically must upload a photo ID and a selfie.

This links the anonymous world of blockchain addresses to real-world identities, creating a digital paper trail for regulators.

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